SME or commercial lending is one of the most lucrative businesses, yet one of the most dangerous markets for those that don't know how to identify, measure and manage credit risks along business supply chains. Due to the problem of information assymetry, SME lending is even more risky in Ghana.
In this training, we will take you through a step-by-step process on how to collect client data using a PREFF-compliant approach, how to process it, and how to use same for making credit decisions. This information goes beyond the traditional canons of lending (5Cs, PARSER, etc.) to provide technology tools for reducing risks along the credit management chain (application, assessment, approval, disbursement, monitoring and recoveries).
We will also show you how to organize an Accelerator program using tried-and-tested management principles that will transform your SME portfolio risk.
This is a must-have body of knowledge for anyone in credit; banks, savings and loans, micro-credit organizations and FNGOs.